Monthly Archives: April 2020

April 27, 2020 Njeri P

Shared Work and Unemployment Information for Small Businesses

Shared work programs are unemployment programs that allow businesses to reduce employee wages and hours as an alternative to layoffs. Under a shared work program, employees can receive partial unemployment benefits to offset a portion of their reduced wages.

Employers benefit by retaining skilled employees, eliminating the need to hire and train new employees, and possibly saving recruiting fees when the period of disruption ends.  Employees benefit by receiving partial compensation for lost wages while continuing employment and maintaining health insurance and other benefits.

General Requirements of the Shared Work Program:

  1. Employers must file a Shared Work Plan (the “Plan”) with the Department of Labor identifying the employees included in the Plan.
  2. Employers are required to estimate the number of layoffs that would occur in the absence of the Plan and to certify that the reduced hours for employees included in the Plan are equal to the hours that would be lost due to layoffs.  Reductions in hours and wages must be between 20% and 60% and the Plan cannot exceed 53 weeks.  Once approved, a Plan can be modified due to changing business conditions but must not exceed 53 weeks. Employees may receive unemployment benefits for up to 26 weeks during the 53 week period.  These 26 weeks do not have to be consecutive.
  3. A shared work plan covers all employees, or a particular group of employees, which can be a business unit, a shift or a department.
  4. The reduction in hours must be equal for all employees in the specific group.  An employer can develop different plans for different groups within the business.  Employee benefits must be maintained during the effective period of the Plan, unless those benefits are eliminated or reduced for the entire workforce.  No new employees can be hired for any specific group covered by the Plan, unless they are replacing employees covered by the Plan who voluntarily resigned.

Here are the links to NYS Department of Labor:

https://labor.ny.gov/ui/dande/sharedwork1.shtm

https://labor.ny.gov/ui/claimantinfo/sharedworkclmtfaq.shtm

https://labor.ny.gov/ui/employerinfo/shared-work-program.shtm

Some tips:

  • The application should be completed on-line. If submitted in hard copy the system will take 2-3 weeks to process (submit online and complete your weekly submittal  (employee & employer) on line to expedite the process.
  • The pay and hour reduction percentage must match The corporate officers can be included COVID Special: there is no payment into the business UI account until August (it is essentially cost-free for the business).

There have also been changes to Unemployment Claims process, including waiving the 7 day wait period to apply. If you are a business owner that has needed to lay off your workforce, please click here to go to the Department of Labor.

Click here for The Small Business Owner’s Guide to the CARES Act

Click here for RELIEF FOR WORKERS AFFECTED BY CORONAVIRUS ACT Guide 

Click here for RELIEF FOR WORKERS AFFECTED BY CORONAVIRUS ACT flowchart

Click here for RELIEF FOR WORKERS AFFECTED BY CORONAVIRUS ACT Chart

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April 28, 2020 Njeri P

GUIDELINES FOR PHASED PLAN TO RE-OPEN NEW YORK

April 28, 2019: Amid the ongoing COVID-19 pandemic, Governor Andrew M. Cuomo  outlined additional guidelines for the phased plan to re-open New York on a regional basis.  

  1. CDC Guidelines: Based on CDC recommendations, once a region experiences a 14-day decline in the hospitalization rate they may begin a phased re-opening.
  2. Industries: Businesses in each region will re-open in phases. Phase one will include opening construction and manufacturing functions with low risk. Phase two will open certain industries based on priority and risk level. Businesses considered “more essential” with inherent low risks of infection in the workplace and to customers will be prioritized, followed by other businesses considered “less essential” or those that present a higher risk of infection spread. Regions must not open attractions or businesses that would draw a large number of visitors from outside the local area.
  3. Business Precautions: Each business and industry must have a plan to protect employees and consumers, make the physical work space safer and implement processes that lower risk of infection in the business.
  4. Building Health Care Capacity: To maintain the phased re-opening plan, each region must have at least 30 percent of hospital beds and ICU beds available after elective surgeries resume.
  5. Testing Regimen: Regions must implement a testing regimen that prioritizes symptomatic persons and individuals who came into contact with a known COVID-positive person, and conducts frequent tests of frontline and essential workers. Regions must maintain an appropriate number of testing sites to accommodate its population and must fully advertise where and how people can get tested. The region must also use the collected data to track and trace the spread of the virus.
  6. Tracing System: There must be at least 30 contact tracers for every 100,000 people. The region must also monitor the regional infection rate throughout the re-opening plan.
  7. Isolation Facilities: Regions must present plans to have rooms available for people who test positive for COVID-19 and who cannot self-isolate.
  8. Regional Coordination: Regions must coordinate the re-opening of schools, transportation systems, testing and tracing with other surrounding regions.
  9. Re-imagining Tele-Medicine
  10. Re-imagining Tele-Education
  11. Regional Control Rooms: Each region must appoint an oversight institution as its control room to monitor regional indicators during the phased re-opening, including hospital capacity, rate of infection, PPE burn rate and businesses.
  12. Protect and Respect Essential Workers: Regions must continue to ensure protections are in place for essential workers.

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April 10, 2020 Njeri P

Chris Bond

HUNT Engineers
100 Hunt Center
Horseheads, NY 14845
(607) 769-1232 cell
(607) 358-1000 ext 1038 work
bondc@hunt-eas.com
1st year Term 2020-2022

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April 10, 2020 Njeri P

Ted Marks

Atwater Estate Vineyards
5055 NY414
Burdett, NY 14818
(607) 546-8463 work
Ted@Atwatervineyards.com
1st Term 2016-2019
2 nd Term 2020-2021

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April 3, 2020 Njeri P

CARES Act: Economic Injury Disaster Loan (EIDL) and Paycheck Protection Program (PPP)

The comprehensive package and additional funding brings to bear the full resources of the federal government to protect the health and well-being of all Americans. As of  April 23, a total of $659 Billion has been placed into the Paycheck Protection Program and $20 Billion has been dedicated to the Economic Injury Disaster Loan Fund.

Comparison Chart Thumbnail
Updated April 10, 2020

Click Here for SBA PPP Application (updated 4/4/2020) 

SBA Lenders  serving Schuyler County: (updated 5/29/2020)

Chemung Canal Trust

Community Bank, N.A. (Not Currently Accepting Applications)

Elmira Savings Bank

Intuit/ Quickbooks

PayPal

Tompkins Trust (Not Currently Accepting Applications)

Visions FCU (Not Currently Accepting Applications)

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April 2, 2020 Njeri P

SBA Paycheck Protection Program

Click here to access the PPP Loan Usage Tracker

Click here to access the PPP Frequently Asked Questions

Click here to access the SBA PPP Guidance Information Sheet

The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll.

SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.

This program is for any small business with less than 500 employees (including sole proprietorships, independent contractors and self-employed persons), private non-profit organization including 501c3, 501c19, Religious Organizations,Tribal Businesses,, and Veteran Organizations affected by coronavirus/COVID-19.

Businesses in certain industries may have more than 500 employees if they meet the SBA’s size standards for those industries.

Small businesses in the hospitality and food industry with more than one location could also be eligible if their individual locations employ less than 500 workers.

Click here to view the SBA PPP application

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April 2, 2020 Njeri P

SBA Economic Injury Disaster Loans (EIDL) Additional Forms

To apply for a COVID-19 Economic Injury Disaster Loan, click here.

May 4, 2020: Application is open for farms, dairies and other agricultural producers.

In response to the Coronavirus (COVID-19) pandemic, small business owners are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000 ($1,000 per employee for businesses with ten or fewer employees) as part of the EIDL. The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.

The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available quickly after submission of a successful application, and this loan advance will not have to be repaid.

Additional Forms that may be required (Do not complete unless directed by the SBA).

 

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April 1, 2020 Anne

NO COST Online Workforce Training Opportunities

CSS Workforce NY is offering no cost online training opportunities for ALL Schuyler County residents! This is a great opportunity for both laid off/ furloughed workers as well as workers seeking to upskill.

The CSS Skill Up website offers access to over 5,000 online courses in topics ranging from basic literacy through soft skills to technical skills for project managers – and include IT coursework, accounting/bookkeeping, and some medical coursework as well.

Click here to register for courses. 

Click here to access the entire course catalog.

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