COVID-19: Coronavirus Information for Businesses

Check out the resources below for updates and more information

JOIN – SHARE – LEARN Industry Roundtables

In collaboration with our area partners, including Watkins Glen Area Chamber of Commerce and Seneca Lake WIne Trail, we are hosting a series of Virtual Industry Roundtables to discuss the current local business climate, businesses responses to COVID-19, resources available to local businesses, and developing a plan to strengthen the resiliency of our economy. We invite all area business to participate. Below are the dates and times for the roundtables.

Monday, March 30th  5:30 pm:   Beverage & Food Producers

https://zoom.us/j/815299179?pwd=NWdhV1lUZTc3YUkveVdPM1V6bUtRUT09

Meeting ID: 815 299 179

Password: 855520

One tap mobile

+19292056099,,815299179# US (New York)

 

Tuesday, March 31st  5:30 pm:   Hospitality & Personal Services

https://zoom.us/j/693503251?pwd=aExmTk5RclNXaHdCbmpDbEtXY1pmZz09

Meeting ID: 693 503 251

Password: 402752

One tap mobile

+19292056099,,693503251# US (New York)

 

Wednesday, April 1st  5:30 pm:   Downtown Businesses (Villages)

Join Zoom Meeting

https://zoom.us/j/871413483?pwd=WGdwVmtVeHFSNGdKR2l3c0JFdjM4UT09

Meeting ID: 871 413 483

Password: 243973

One tap mobile

+19292056099,,871413483# US (New York)

Stimulus Update: Cares Act

On March 27, 2020, “Coronavirus Aid, Relief, and Economic Security Act” or the “CARES Act” was signed into law by the President.  This CARES Act provides approximately $2 trillion in relief to address the widespread economic harm caused by the COVID-19 pandemic. This follows enactment of two previous coronavirus relief bills—an $8.3 billion measure for health agencies signed in early March and a roughly $100 billion bill aimed at, among other things, providing free coronavirus testing, some paid leave, and unemployment benefits—as well as additional Medicaid funding and food assistance (signed on March 19, 2020).

Click here for The Small Business Owner’s Guide to the CARES Act

Click here for RELIEF FOR WORKERS AFFECTED BY CORONAVIRUS ACT Guide 

Click here for RELIEF FOR WORKERS AFFECTED BY CORONAVIRUS ACT flowchart

Click here for RELIEF FOR WORKERS AFFECTED BY CORONAVIRUS ACT Chart

USDA Rural Development OPPORTUNITIES FOR IMMEDIATE RELIEF

USDA Rural Development has taken a number of immediate actions to help rural residents, businesses and communities affected by the COVID-19 outbreak. Rural Development will keep our customers, partners, and stakeholders continuously updated as more actions are taken to better serve rural America.  Learn more about the opportunities for immediate relief for Rural Housing Service, Rural Utilities Service, and Rural Business-Cooperative Service.

 

Click here for more information

SBA Disaster Loan Documents

There have been issues with the SBA Website to increase visitors to the site. Below is a compilation of all of the documents necessary to apply for the Economic Injury Disaster Loan Program. We recommend downloading all forms and completing them offline. You can then upload completed documents directly to the SBA. Below is the link to the Economic Injury Disaster website for more info and when you are ready to upload. All of the necessary documents are listed below as well. Click on each document and download directly to your computer.

The final link is to the SBA Express Bridge Loan. This loan is only available through approved SBA Lenders. Once you complete your application, you will be matched to an approved local lender.

The final link is to the SBA Express Bridge Loan. This loan is only available through approved SBA Lenders. Once you complete your application, you will be matched to an approved local lender.

We are here to help you complete your application. If you would like personal one-on-one assistance, please contact Judy at 607-535-6861/ judy@flxgateway.com or Amanda at 607-535-6862/ amanda@flxgateway.com

Curated COVID-19 Resource List for Startups

The experienced staff of REV is personally evaluating available resources to support startups through the COVID-19 crisis. We will continue to publish and update these opportunities as the business climate evolves and more resources are made available.

Click Here to view COVID-19 Resource list

Experienced Business Leaders Needed

Are you an experienced business leader who has owned and successfully operated a business?

We need you!

We’re pulling together experienced business leaders and mentors to form a Business Continuance Task Force to help in a number of ways,  including: determining if a business could be considered  essential, finding ways around loss of customers, how to pay employees, how to mitigate the need for  layoffs, how to manage cash flows and minimize economic impacts to businesses and  how to safe guard friends and family while operating a business in the new paradigm. Our goal is to guide our businesses to be stronger and better positioned to accelerate their growth after this crisis is passed.

If you’re a semiretired/retired or otherwise experienced business leader who has owned/ operated, has successfully provided hands-on leadership, and has been responsible for payroll, employment, business strategies, and marketing/communication and are willing to volunteer your talent – we need you.

Please  complete the Business Continuance Task Force Member Form so we can begin to assemble our Task Force. The form can also be found by copying the link, https://docs.google.com/forms/d/e/1FAIpQLScUlMDufHdVqfUiyo0XiMjUytpk1BHdGFMbU_aEUGlD4Ydskg/viewform into your browser.

If you have any additional questions regarding the taskforce, please contact Judy McKinney Cherry, CEcD by email at judy@flxgateway.com or by phone at 607-535-6861.

Unemployment Information

There have been several changes to Unemployment Claims in NY including waiving the 7 day wait period to apply. If you have recently been laid off or are a business owner that has needed to lay off your workforce, please click here to go to the Department of Labor.

 

Local Financial Resources

Below is a list of local financial institutions and resources. We will continue to update the list as we receive more information. If you represent a local financial institution and would your information added to the list, please email Amanda at amanda@flxgateway.com.

Visions Federal Credit Union 

LOAN RELIEF PROGRAMS (all subject to change without notice):

ALL eligible members can participate – including Visions employees, officials, and volunteers

  • Emergency Loan
    • 0% APR
    • Terms up to 12 months
    • Limits from $1,000 to $5,000
  • We Care 3-Month Skip-a-Pay
    • Skip three consecutive monthly payments – penalty free
    • Special online application submitted via email
    • DO NOT use the regular skip-a-pay form or link in online/mobile banking
    • Policy of no more than two Skip-a-Payments in a 12-month period has been waived
  • 90 Days No Payments on New Auto Loans
    • Option of delaying your first auto loan payment for 90 days
    • New or used, cars, trucks, and motorcycles – any new auto loan you take out on or after March 23, 2020 qualifies
    • Indirect or direct loans

COVID-19 Resources for Wineries

  1. SLA Guidance on Restrictions, To-Go & Delivery, and Q&A. This addresses what the Governor’s restrictions mean for wineries, who and what stores have to close, as well as answers to FAQs.
  2. Ag & Markets- Specific Guidelines related to “essential businesses”. This addresses  how the Governor’s mandates on mass gatherings and workforce reductions impact wineries.
  3. Essential Business List from Empire State Development. This list will tell you what is defined as an essential business. Liquor stores, for example, are essential businesses.
  4. Guidance related to employment questions from the Department of Labor for farmers and in general.
  5. Small Business Administration Disaster Assistance
  6. TTB: Visit the Main TTB website for all current updates. 
  7. Department of Health Guidelines. Lots of general information about the virus, what businesses must close, etc.
  8. Looking to reach your political representatives? Find them here.
  9. Department of Labor: Questions about Family Medical Leave Act and Fair Labor standards act
  10. Department of Labor: Occupational Safety and Health Administration COVID-19 Overview
  11. Occupational Safety and Health Administration: COVID-19 Control and Prevention

List compiled by Seneca Lake Wine Trail.

COVID-19: NYS Business Updates

  1. Executive Orders 202/6, 202.7, & 202.8 requiring in-person work environment restrictions provide that all businesses and not-for-profit entities in the state shall utilize, to the maximum extent possible, any telecommuting or work from home procedures that they can safely utilize. Each employer shall reduce the in-person workforce at any work locations b:
    1. 50% no later than March 20 at 8 p.m.
    2. 75% no later than March 21 at 8 p.m.
    3. 100% no later than March 22 at 8 p.m.
  2. Additional and revised Guidance for “essential” businesses has been updated on the ESD website and includes additional exempt industries:

CLICK HERE FOR GUIDANCE FOR ESSENTIAL BUSINESSES

If your business is part of an exempt industry/function on the essential list then you do NOT have to submit an application. Any business that only has a single occupant/employee (i.e. gas station) has been deemed exempt and need not submit a request to be designated as an essential business

Even if your business is deemed essential, please take all practical steps to reduce density by allowing remote working and implementing social distancing.

Even if you business (or portion of your business) any other business activities being completed at your location that are not essential are still subject to the Executive Order

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